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Weekly Mortgage Update

19 November 2024 Back to Blog

Mortgage Market Update – Week Ending 5 December 2025

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MORTGAGE RATES CONTINUE TO FALL – PRICE WAR HEATS UP

TIME TO LOCK IN A BETTER DEAL?

With offices in Fulham, Westminster & Pimlico, Chelsea & Belgravia, and Nine Elms & Vauxhall,
Garton Jones brings you this week’s key mortgage updates — direct from our trusted partners.

The Price War Continues: Nationwide, NatWest and others cutting fixed rates

First-Time Buyer Affordability Improving

Halifax Cuts for First-Time Buyers: 2-yr fixed from 4.36% (90% LTV, no fee)

This Week’s Highlights

The Price War Continues
Nationwide, NatWest and other major lenders have cut fixed rates again as competition intensifies.

First-Time Buyer Affordability Improving
Easing rates are making entry-level mortgages slightly more accessible.

Halifax Cuts for First-Time Buyers
• 2-yr fixed at 90% LTV (no fee) down 0.05% → 4.36%
• 2-yr fixed at 90–95% LTV (no fee) down 0.09% → 4.83%
• With £999 fee: 4.16% and 4.63% respectively

Rates are moving fast. Contact Garton Jones for a free mortgage review — we’ll find you the best deal.


Get Your Free Mortgage Review →

Questions? Email marketing@gartonjones.com


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